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Each one runs the exact arithmetic its chapter teaches you to do by hand — and cites the chapter, so it backs up the book rather than replacing it.

Book 1 · Smart Shopping

Book 2 · Payslip

Book 3 · Household Bills

Book 4 · Mortgage & Loan

Book 5 · Savings & Compound Interest

It Didn’t Have To Be This Hard · Book 3 · Money Didn’t Have to Be This Hard

Every chapter of this book links to a calculator on this page; the full list is on the book’s page. One is new:

It Didn’t Have To Be This Hard · Book 4 · Statistics Didn’t Have to Be This Hard

Every chapter of this book links to a calculator; the full list, with the worked examples, is on the book’s page. These are new:

It Didn’t Have To Be This Hard · Book 5 · Business Numbers Didn’t Have to Be This Hard

Every chapter of this book links to a calculator; the full list, with the worked examples, is on the book’s page. These are new:

Chapter 1

Three Profit Levers

What the same change in price, sales or cost does to profit.

Chapter 2

Fixed or Variable?

Split a mixed cost from a quiet period and a busy one.

Chapter 4

Contribution and Product Mix

Rank products by contribution and by what is scarce.

Chapter 5

Break-Even Planner

Break-even, a target profit, the margin of safety and a new price.

Chapter 6

Hourly Rate from Billable Hours

The rate you need from the hours customers actually pay for.

Chapters 6–7

Price Change

The extra sales a cut needs, the sales a rise can lose, stacked discounts.

Chapter 8

P&L Reader

Margins, every line as a share of sales, and this year against last.

Chapter 9

Profit to Cash

From a period’s profit to the change in cash, step by step.

Chapter 10

Cash Cycle

Days of stock, days to get paid, days before you pay, and cash freed.

Chapter 11

Balance Sheet Ratios

Equity, current and quick ratios, debt to equity and returns.

Chapter 12

Depreciation

Straight-line depreciation and the cost per hour of use.

Chapter 13

Growth Rate

Changes, CAGR, monthly compounding and real growth.

Chapter 14

Order Economics

What one order leaves, and the smallest order that pays.

Chapter 15

Customer Value

Churn, lifetime value, acquisition cost and the customer ceiling.

Chapter 16

Net Present Value

Today’s value of future amounts, NPV and IRR.

Chapter 17

Budget Variance

Price and volume variances and a flexed budget.

Chapter 18

Utilisation and Capacity

Billed hours, the bottleneck, and overtime against a part-timer.

Chapter 19

Funnel and Mix

How funnel steps multiply, and how the sales mix moves a margin.

It Didn’t Have To Be This Hard · Book 6 · Chance Didn’t Have to Be This Hard

Every chapter of this book links to a calculator; the full list, with the worked examples, is on the book’s page. It also uses Dice Lab, Base Rate and Expected Value above. These are new:

Chapter 1

Chance Converter

Any chance as a percentage, “1 in”, odds, and per day, year or lifetime.

Chapter 2

Ways Counter

Combinations and arrangements, and the chance of hitting one.

Chapter 3

At Least One

Repeated chances, and the tries you need for an even or 90% chance.

Chapter 4

Two-Way Table

Every “given” chance from a table of counts, both ways round.

Chapter 5

The Long Run

A million dice settling on one in six, 60% heads, and a wheel’s house edge.

Chapter 6

Birthday Problem

Shared birthdays, or a shared anything, in a group of any size.

Chapter 6

Coincidence Counter

A one-in-ten-thousand day, for you and for a whole town.

Chapter 7

Streak Simulator

The exact chance of a run, the average longest run, and a coin to flip.

Chapter 8

Three Doors Game

Stick or switch? Play by hand or a thousand rounds at a time.

Chapter 10

Survivor Simulator

How many perfect records a crowd produces by luck alone.

Chapter 11

Regression to the Mean

Best guess next time, and a league of equally good players.

Chapter 13

Lottery Odds

Every prize’s chance, and what a ticket is worth on average.

Chapter 14

Warranty and Insurance Check

Price per dollar of cover, break-even, and which excess is cheaper.

Chapter 15

Risk Headline Decoder

“Doubles the risk” as counts per 10,000 and the number needed.

Chapter 15

Risk Over Time

A yearly or per-trip risk over a lifetime, exactly.

Chapter 16

Ruin and Swings

Reaching a target before going broke, swings and doubling systems.

Chapter 17

Odds Updater

Change your mind by the right amount: odds × evidence ratio.

Chapter 18

Waiting Time

Average waits, yearly risks, random arrivals and collecting a set.

Chapter 19

Reliability

Chains, backups, two-out-of-three voting and shared causes.

It Didn’t Have To Be This Hard · Book 7 · Fractions, Decimals and Percentages Didn’t Have to Be This Hard

One calculator for each chapter, each opening on the book’s own worked example, all with exact fraction arithmetic. The full list, with the worked examples, is on the book’s page.

Chapter 1

Fraction Picture

Any fraction as bars and a pie, mixed numbers, and a fraction of an amount.

Chapter 2

Fraction Compare and Simplify

Which is bigger, by how much, and lowest terms.

Chapter 3

Fraction Adder

Add and subtract fractions and mixed numbers over a common bottom.

Chapter 4

Fraction Multiplier and Recipe Scaler

Multiply fractions and scale a recipe to any number of people.

Chapter 5

Fraction Divider

How many fit, why you flip, and what the leftover is.

Chapter 6

Decimal and Fraction Converter

Decimals to fractions and back, with place value.

Chapter 7

Decimal Multiplier

Multiply as whole numbers, then count the places back.

Chapter 8

Long Division and Repeating Decimals

Every step, whether it ends, and a bill split to the cent.

Chapter 9

Rounding and Fair Splitting

Round any way, split so the pennies add up, and round up when you must.

Chapter 10

Fraction, Decimal and Percent Converter

Type one, see all three and a hundred-square.

Chapter 11

Percent Of and Tip Builder

Any percentage of any amount, built from 10%, 5% and 1%.

Chapter 12

Reverse Percent

The price before the discount or tax, and what percent it is.

Chapter 13

Percent Change

Change, points, multipliers and the change that undoes it.

Chapter 14

Stacked Percentages

Discounts, taxes, coupons and compounding, step by step.

Chapter 15

Ratio Splitter

Share any total in a ratio, as amounts, fractions and percents.

Chapter 16

Unit Price and Rate Comparer

Per item or per sheet, and fuel savings in gallons.

Chapter 17

Proportion and Recipe Scaler

Scale anything, with fixed parts and inverse proportion.

Chapter 18

Size Scaler and Pizza Value

Areas, price per square inch, pans and enlargements.

Chapter 19

Estimate Checker

A rough answer beside the exact one, to catch slips.

Chapter 20

Fair Share Splitter

Bills, rent, nights and settling up, fairly.

Chapter 21

Mix and Weighted Average

Weighted grades, blends and the score you need next.

It Didn’t Have To Be This Hard · Book 8 · Your Kid’s Math Homework Didn’t Have to Be This Hard

One tool for each chapter, each opening on the book’s own worked example and drawing the method the way your child is asked to draw it. The full list, with the worked examples, is on the book’s page.

Chapter 1

Homework Method Finder

What a worksheet method is called, in the US and the UK, and where it’s explained.

Chapter 2

Place Value Explorer

Base-ten blocks, expanded form and renaming a number.

Chapter 3

Number Bonds and Make-a-Ten

Ten frames, part-whole models and fact families.

Chapter 4

Open Number Line

Add and subtract in jumps; count up, count back.

Chapter 5

Column Addition and Subtraction

Partial sums, carrying and exchanging, step by step.

Chapter 6

Times Table Strategy Finder

Any fact as an array, with the strategies that build it.

Chapter 7

Area Model Multiplier

The box method, partial products, the standard algorithm and lattice.

Chapter 8

Partial Quotients and Long Division

Chunking, the bus stop, long division and remainders.

Chapter 9

Fraction Wall and Number Line

Equal fractions, ordering and a fraction of a group.

Chapter 10

Adding Fractions with Strips

Same-size pieces, mixed numbers and counting up.

Chapter 11

Fraction Area Model and How Many Fit

Multiply and divide fractions with pictures.

Chapter 12

Decimal Grid and Place Value

Hundred grids, lining up the point, the digits moving.

Chapters 13–14

Bar Model Builder

Any word problem as a bar model, with the steps.

Chapter 15

Balance the Equation

Missing numbers, true or false, order of operations.

Chapter 16

Rounding and Estimating

On a number line, with the checks that catch slips.

Chapter 17

Elapsed Time and Making Change

Time on a number line, clocks and counting up change.

Chapter 18

Area, Perimeter and Volume

Rectangles, L-shapes and boxes of cubes.

Chapter 19

Pictograph and Bar Graph Maker

Keys, scales, totals and the mean.

Chapter 20

Math Facts by Strategy

Gentle practice, one strategy family at a time.

Chapter 21

Homework Helper Printables

Ten frames, hundred charts, number lines, squared paper and more.

It Didn’t Have To Be This Hard · Book 8 · Estimation Didn’t Have to Be This Hard

One calculator for each chapter, each opening on the book’s own worked example. The full list, with the worked examples, is on the book’s page.

Chapter 1

Rough vs Exact: How Far Off?

Percent off, factor off, and whether it’s close enough.

Chapter 2

Round to One or Two Digits

Round, see how far it moved, and balance a product.

Chapter 3

Powers of Ten and Scientific Notation

Count the zeros; multiply and divide by powers.

Chapter 4

Big Number Feeler

Millions and billions as time, stacks and per person.

Chapter 5

Leading-Digit Multiplier

Multiply digits, add zeros; divide by a friendly number.

Chapter 6

Fermi Chain Builder

Split a big question into factors you can guess.

Chapter 7

Anchor Numbers and Time Converter

The numbers worth carrying, and any rate in any unit.

Chapter 8

Bounds and the Middle

Low, high, and the ladder middle between them.

Chapter 9

Error Spread Explorer

Why rough guesses multiplied together land close.

Chapter 10

Unit Chain Converter

Conversions as a chain of factors that cancel.

Chapter 11

Time Adder: Per Day to Per Year

Daily minutes to yearly hours, lines and to-do lists.

Chapter 12

Daily, Hourly, Yearly and Doubling

Pack vs single, × 365, × 2,000 and the rule of 72.

Chapter 13

Area, Volume and Fill Estimator

Paces, mulch, paint, water and boxes.

Chapter 14

Sample-and-Scale Counter

Crowds by area, visits over a day, samples scaled up.

Chapter 15

Doubling and Halving Time

Rule of 72 against the exact time, and doublings counted.

Chapter 16

Per-Person, Per-Day Sense Check

Spread a claim over people, days and minutes.

Chapter 17

Claim Checker

Six checks for numbers that can’t be true.

Chapter 18

Range Combiner

Add and multiply ranges; see if two overlap.

Chapter 19

Three-Point Project Estimator

Low, likely, high, corrected by your track record.

Chapter 20

Market Sizing Builder

Top-down and bottom-up, the middle, per person.

Chapter 21

Earth-Scale Calculator

Walk the world, light to the Moon, the weight of the air.

Book 6 · Budget

Work & Money · Book 1 · Small-Business

Work & Money · Book 2 · Side-Hustle

Math Workout · Book 1 · The Everyday Math Workout

Math Workout · Book 2 · The Money Math Workout

Math Workout · Book 3 · The Kitchen Math Workout

Math Workout · Book 4 · The Garden Math Workout

Math Workout · Book 5 · The Work Math Workout

Accounting Made Fun & Easy · Book 1 · Read the Numbers

Accounting Made Fun & Easy · Book 2 · Spot the Cooked Books

Accounting Made Fun & Easy · Book 3 · Don't Get Fooled

Make & Machine · Book 1 · Woodworking Math: Cut It Once

Make & Machine · Book 2 · Maker Electronics Math

Chapter 1

LED Resistor & E12 Value

The resistor to fit, the one you can buy, and the current you really get.

Chapter 2

Capacity, Watt-Hours & C-Rate

Series and parallel packs, a usable derate, and the C-rate a load asks for.

Chapter 3

The Battery Budget

The one to bookmark. Every line of your design, and its share of the battery.

Chapter 4

Divider & What It Costs

Output, loading, source impedance, and the yearly bill if nobody switches it off.

Chapter 5

Volts, Counts & Resolution

What one step is worth — and why fine is not the same as true.

Chapter 6

Two-Point Calibration

Slope and offset from two known points, and an error bar you can defend.

Chapter 7

τ, Settling & Debounce

How long to wait before reading, and what the waiting costs.

Chapter 8

Pull-Ups & Always-On Loads

What a load costs per year once you say how long it is connected.

Chapter 9

Duty, Average & Brightness

A quarter of the current does not buy a quarter of the light.

Chapter 10

Regulator Heat & Quiescent

The two bills a regulator sends, and buck against linear for your interval.

Chapter 11

Storage Days & Sending

Which runs out first, the battery or the memory — and what a radio costs.

Chapter 12

Event Runtime & Dosing

Runtime when the world decides how often, plus stall current.

Chapter 13

Shunt & Prediction Check

Measure a current your meter cannot read, then explain the gap.

Chapter 1

Ohm’s Law Solver

Any two of volts, milliamps, ohms and milliwatts — and the other two.

Chapter 1 & 4

Series & Parallel Resistors

Combine resistors, and find the E12 value you can actually buy.

Chapter 2 & 3

Battery Pack Builder

Cells in series and parallel — volts, usable mAh, and days.

Chapter 3

Wake Interval Sweep

Runtime at every interval, and where waking less often stops paying.

Chapter 13

Hours Past a Threshold

Readings past a line, turned into hours below freezing or above damp.

Chapter 2 & 3

mA, mAh, mA·s & Time

The unit conversions every battery sum in the book turns on.

Craft & Studio · Book 1 · Vegan Baking & Pastry Math

Home & Build · Book 1 · Home Renovation Math: Measure the Room, Not the Guess

Built by Numbers · Book 1 · Walls That Stand

Built by Numbers · Book 2 · Fences That Stand Straight

Every calculator here runs arithmetic the books teach you to do by hand — they back the books up, they don’t replace them. Each cites its chapter, keeps your figures in your browser, and never sends them anywhere.